• What is an accident & sickness policy?
• If I enroll in the plan when will my coverage become effective under the policy?
• Will I be notified that my premium has been received?
• Do I need to be referred by my Student Health Service or Infirmary in order to file a claim against the plan?
• What type of medical expenses are covered by the policy?
• What is a Benefit Period verses a Contract Year provision in the policy?
• If I do not enroll in the student insurance plan during the open enrollment period at the beginning of the year, can I enroll later?
• Plans say they pay for Usual, Customary & Reasonable (UCR) or Reasonable & Customary (R&C) charges. What does UCR or R&C mean and how is it determined?

Also, see our frequently asked questions for:
Claims and Doctors.